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Smart Cookies: Sandra Hanna’s Top 10 Tips for Saving Money

FAM, self By February 20, 2013 Tags: , , , , , , , , , , , , , , , , , , 1 Comment

February is my least-favourite month.  And not just because the only time I was ever dumped was on Valentine’s Day.  Daft cow.  Anyway, holiday bills are still flowing in and the Canadian and US governments are all talking about budgets and fiscal responsibility.  Ugh.  But where finances and family budgeting used to be considered ‘I wish I were an ostrich’ words, Sandra Hanna, co-founder and CEO of Smart Cookies has turned me around.  In sharing her top 10 tips for saving money, she suggests throwing out the term ‘budget’ (too much pressure) and finding hidden ways to save money – making it into a game.  She had so many tips I couldn’t write them fast enough.  I was so inspired and challenged to take charge of my finances.

A Smart Cookie’s Tips on How to Save Money

1.  Sell things you don’t need.  Along the ‘game’ lines, we’ve had a blast taking photos of items and being creative with descriptions.  Taking interesting photos and using terms like “Pottery barn-style dresser” and “shabby chic” can get an item sold quickly.
2.  Instead of heading to the store constantly, save time and money by using food you already haveSupercook.com and Myfridgefood.com will give you recipes with items that you have on hand (and may be craving…)  The recipes they suggest may also get you out of a rut and help your kids to expand their culinary horizons.
3.  Cardswap.ca is a gift card swap so that you can mail in a card you’ll never use and replace it with either cash or a card you need.  While Aunt Betty was kind in giving you a giftcard for a movie, the extra dinner and childcare costs make it not so budget-friendly.  Swap it for something like a new slowcooker – and save even more on comfort food.
4.  Search for the hidden money in your household.  This can be a fun one for children too.  Turning off lights, using Tide Coldwater to save on hot water bills and making a fire instead of turning up the heat can be fun as well as rewarding.  PGeveryday.ca is a great resource for coupons on products you use all the time.
5.  Hair schools provide a great inexpensive alternative to pricy salons.
6.  Rent, don’t buy expensive clothes.  If you live in the US, Rent the Runway. Enter your zip code, size and event date up to 6 months in advance and our calendar will help find available dresses and accessories. You can book rentals for a 4 or 8 day period.  In Canada?  Rent Frock Repeat. They send you 2 sizes to ensure a good fit.
7.  Choose your apps wisely.  Purchasing apps can be fun – .99 cents here, $2.99 there.  It can add up.  Buy when they are free or on sale – with  Freeappaday.com and Appminer.com and make sure you try the free versions first to ensure you will actually use them.
8.  Apps like www.groceryzen.com allow you to eliminate impulse grocery buys by organizing your grocery list aisle by aisle. (And you won’t forget the milk).
9.  Control your own Entertainment: Vimeo lets you live stream your apple TV and curate your own content.
10.  Save your time (and money) by never waiting on hold with Gethuman.com

One of the key changes I have made is registering for Mint.com, an app and website that tracks my bank accounts, credit cards and budgets.  (Why, exactly did I think $50/month was adequate for clothes?  Funny joke..)  It takes a bit of investigation to realize that your information and passwords are secure, but once you make the leap, you will never be in the dark about your spending patterns.

Sandra’s other inspiration?  Respect moms.  Whether you work outside the home or focus on saving money inside the home (or both), Moms are a very powerful bunch in the financial and budgeting world.

Jill Amery was given the opportunity to interview Sandra Hanna as part of the #PGMom program through Proctor and Gamble.  As always, her opinions are her own.

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TODAY is Bell Let’s Talk Day

charity, FAM, health By February 12, 2013 Tags: , , , , , 2 Comments
1 in 5 Canadians will experience a form of mental illness at some point in their lives.  I was one of those 5.  Hospitalized for depression during my undergraduate degree, I lost friends and people spoke in whispers as I walked by.  I became a liability to know, and a burden for those who visited.  But my experience also made me realize how common mental illness can be.  Also in the ward were three other people I knew from university including the spouse of one of my professors.  I began to accept the condition as being akin to a heart murmur or broken achilles.  Mental health is just another medical condition that needs attention.  When I was well I took some time off and thrived.  Truly happy, fulfilled and strong, I made the decision not to go back to my original university.  Too much stigma.  Too many obstacles I didn’t need. Several years later, a few things have changed – but not enough.  TODAY is Bell Let’s Talk Day!  Read on..
One of the biggest hurdles to overcome for anyone facing mental illness is the stigma associated with it. It is the leading reason two-thirds of all of those living with a mental illness do not seek help.

To drive progress in reducing stigma, a campaign called Bell Let’s Talk is opening the national conversation about mental illness and its dramatic impact in all parts of the country. Stepping forward as Bell’s spokesperson for Bell Let’s Talk Day and our campaign to effect change is six-time Olympic medalist Clara Hughes. As a community leader and philanthropist who has come to know and inspire Canadians, Clara has seen the impact of mental illness and understands how important it is to get people talking about it around kitchen and boardroom tables.

So, TODAY… for every:

– Text message sent*
– Long distance call made*
– Tweet using #BellLetsTalk
– Facebook share of the Bell Let’s Talk image

Bell will donate 5¢ more to help fund mental health initiatives across Canada.

* By a Bell or Bell Aliant customer.

So tweet! Call!  Reach out and start some conversations.  Our kids need to know that it’s ok to share, to talk and to ask for help.
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Chinese New Year Traditions for the Year of the Snake

FAM, self By February 7, 2013 Tags: , , , , , , , , , , No Comments

The dazzling celebration of Chinese New Year, also known as the Spring Festival, falls this year on February 10 marking the end of the winter solstice according to the Chinese calendar and lunar New Year. Chinese New Year is the longest and most important holiday in the Chinese calendar.  This year is the year of the water snake – bringing with it the possibility of luck, adventure and prosperity. As part of a multicultural society, why not take the time to learn about the unique Chinese New Year Traditions for the Year of the Snake with your friends and family:

1.  The most important event of Chinese New Year is the Reunion Dinner. The reunion dinner on the eve of the Lunar New Year draws all family members back home to reaffirm love and respect that bind them together as a unit. The best food is served for this feast in abundance! We love T&T Supermarkets (the largest Asian supermarket in Canada – ps.. the items from T&T are now available at Real Canadian Superstore!!).  Their Crispy Crackers can make a perfect appetizer. These crispy crackers can be topped with grilled vegetables, flavourful spreads or even marinated seafood.

2.  Another custom of Chinese New Year is to reconcile with loved ones, wish others peace and happiness and to forget old grudges.

3.  Dumplings are considered a lucky food during this holiday. They symbolize wealth and are believed to bring abundance and prosperity because their shape resembles a Chinese ingot. Add some luck to your dinner with T&T Cooked Dumplings.  You needn’t tell the guests they are ready in just 2-3 minutes..

4.  Decorate your home with lanterns and banners in traditional red and gold, colours which signify wealth, longevity and good fortune.

5.  Gifts are commonly given on Chinese New Year. These can be sweets such as cakes and candy or the traditional red envelopes containing ‘lucky’ money (always in even numbers, odd numbers are considered unlucky) or sometimes chocolate coins.

6.  End your feast with sweet cakes. Traditional pineapple cakes like these can be found in almost any bakery in Taiwan. The moist, crumbly, golden crust surrounds a chewy, fresh-tasting filling made with intensely sweet pineapples. Alternately, Chinese Style Pastry (also known as sachima) is a moist, chewy puffed wheat snack from Taiwan resembling puffed rice squares. These treats are irresistibly sweet, slightly sticky and perfectly golden brown.  The ones from T&T have no added preservatives.)

Happy New Year – or Gung Ho Fat Choy!

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10 Ways to Save Money During the Holidays

FAM, self By December 20, 2012 Tags: , , , , , , , , No Comments

January is all about new beginnings – thinning out, simplifying and looking forward to longer daylight hours.  So why do we continually sabotage ourselves in December?  According to new research released by Mobilicity, Canada’s smart mobile phone carrier, 58 per cent of Canadians say they spend more than they should during the holidays and a further 59 per cent find themselves making impulse purchases. This overindulgence may lead to feelings of guilt, remorse or the ‘holiday shopping hangover’.

Unfortunately, it’s often parents of young children who are at greatest risk for this holiday overspending phenomenon.  We’ve put together a few tips so that you can start your new year early (and not hide under the covers when your bills come in).

1.  Buy e-books as gifts on Kindle, iBooks or Kobo. They are much less expensive (and environmentally-friendly) than the paper versions.

2.  Utilize the apps on your smartphone to save money.  Some of our favs include: Shopcatch, Groupon, Living Social, Hotels.com, Kayak, AirBNB, and Hipmunk.  In today’s economy, it is perfectly acceptable to gift a daily deal voucher provided you have put careful thought into the desires of the recipient.

3.  Set limits for gifting to family.  Drawing names and setting a $50 limit can be fun and won’t break the bank.

4.  Dropbox is a free service that saves you printing costs and allows you to access your documents and photos from any computer or smartphone.

5.  Flipboard is a fabulous alternative to buying paper magazines.  Big Oven or Food Network Canada house thousands of recipes and can help save money on Hard copy recipe books.

6.  Amazon has a great app that allows you to scan bar codes in stores in order to compare prices to what the item sells for on Amazon.

7.  Shop all year.  Seriously.  When you see a great sale, keep the December holidays in mind and consider buying gifts for friends and family early.  Black Friday sales have also come to Canada and stores like the Bay, Future Shop and Apple are offering deep discounts.

8.  Make sure you research your big purchases.  Tripadvisor, Yelp and Auto Trader are great apps with which to research big ticket items.

9.  We have lots of Homemade Holiday Gift ideas.  Especially when received from children, they are filled with love and sentiment for special people in the kids’ lives.

10.  Give experiences instead of ‘things’.  Offer to babysit for close friends and supply movie tickets.  Take a friend’s children to the zoo.  Make coupons for the kids for extra screen time or a date with Mommy.

There is no need for guilt or remorse due to overspending if you consider the needs of others and plan ahead. (Goodness knows – parents are hard enough on themselves!)  Using technology to make life easier (and cheaper) will help you to embrace your January goals and limit the January holiday shopping ‘hangover’.

 

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Liberia – The Trip of a Lifetime

charity, FAM By December 18, 2012 Tags: , , , , , , , , , , 4 Comments

And then there was the week that I didn’t really sleep.  Olympian Kaylyn Kyle and I were behind in votes.  I called in a ton of favours and spread the message in creative (and largely annoying) ways.  Friends knew how important Liberia was to me and would ask daily about vote count.  As I had an emotional drop-off of one of my kids at school, a mom embraced me and encouraged me to share about my children and my life.  During our conversation I shared about “Level The Field” and her eyes lit up.  She had worked for the Swedish Olympic team for the 2010 Vancouver Olympics and is very familiar with the organization and the benefit of sports for kids.  Rocking her newborn in the stroller, she mentioned that she had a few friends in the sports field (that was a pun..) and would reach out to them to help our cause for Health in Liberia.

Fast forward.  Several days after the contest closed I was practicing square breathing and coaxing myself to carry on with life.  My friends and colleagues didn’t want to ask too much.  I was clearly distracted.  I got the email indicating I would go to Liberia while headed to the gym and became one of those people on her phone during an hour of cardio I hadn’t really noticed.  (I joked with Kaylyn that if we were to travel together she’d put my abs to shame).  Could it be true?  Could Liberia have won – when George Weah, one of Liberia’s most famous humanitarian athletes was a footballer as well?  Liberia needs so much support after recent years of civil war.  200,000 people have died and it ranks amongst the poorest nations on the planet.  Inequality.  Sexual crimes.  Disease.  The women, children and the handicapped youth need the teachings of inclusiveness that Right To Play can offer.

A few days later I was on a press trip to Ottawa and was about to tour the Canadian Parliament Buildings when I got another email announcing the voter who had won the chance to accompany the group on our expedition.  Her name is Lori Harasem and she lives in Alberta.  With three kids she finds time to work as the Recreation and Culture Development Manager for the City of Lethbridge and volunteers too.

Apparently Lori and I had a mutual friend.  Could it be?  I sent a covert text to my friend from my sons’ school to see if she knew Lori.  Apparently they were childhood friends and Lori was described as an extremely special, caring and loyal woman with a true believe and love of sport and play.  I tingled head to toe.  And then I toured the crucible of Canadian law and government feeling the importance of community, integrity and outreach.  The stately building made me realize even further that our position as Canadians allows us to help other nations – other children.  I am so honoured to be an ambassador for Right To Play.  To represent my country and to help children smile.  Somehow my kids’ Christmas lists don’t seem very pressing.

As I expressed to the other parent ambassadors when we were simultaneously told the news, I have been humbled just to be chosen to participate in the Level The Field program.  The prestigious group of parents who participated did a stellar job, and I still marvel at the work put in and the exposure that was given to the organization.  The true winners are the kids that we will be able to support through awareness and future donations.  Wouldn’t it be wonderful if all 6 West African nations could have oodles of funds flowing in?  I know that Right To Play is dear to all of our hearts now and hopefully in time we will all be able to help all of the 6 countries. In the Level The Field program and the 20 countries Right To Play works in across the world.

I told my schoolyard mom friend the news and the next day she cornered me as we waited for the bell.  Her son wants to start raising money to send soccer balls with me to Liberia.  He has a plan.  He’s 7.  And clearly very special.

Let the journey begin!

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Ronald McDonald House Vancouver

charity, FAM By December 14, 2012 Tags: , , , , , , , , 2 Comments

Thank goodness I have friends with older girls.  If not I wouldn’t have known about One Direction.  And when I met Emma, a resident of the Ronald McDonald House Vancouver, I wouldn’t have been able to connect nearly as well.  I always end up at RMH around the Christmas season.  Last year the boys and I delivered new unwrapped toys and my kids refused to leave for 2 hours after having an extraordinary time playing with the other children.

This year, I was drawing on mugs to wrap for the house so that families would have something handcrafted, homey and festive for the holidays.  And wow.  Totally appropriate!  These parents devour coffee.  Of course they do.  Many don’t sleep much between their childrens’ treatments, and with going to the hospital and giving attention and education to siblings also living in the house, there’s not much free time.  I, too, am a coffee addict (with apparently no good excuse) and jumped at the chance to try the new McCafe take-home coffee at this event.  Little did I know I’d be transformed by positive, loving children at the same time.

A new arrival from Powell River was among the most polite boys I have ever met.  “Please”, “thank you”, smiles and an artistic talent that made me stare.  He was wearing a Ronald McDonald House shirt and decided to draw the logo on his mug.  (I drew a bunch of sunshines and happy stuff as it was the only way my heart wouldn’t break – especially when I made eye contact with the other moms there.)  If I could have purchased his mug, I would have.  He was so proud.  With shining eyes and meticulous wrapping, he joined me by the Christmas tree for a photo.  One little girl took her place snuggled under the tree.  Yes – she was definitely a gift.  Cute as a button I think the expression goes.

I didn’t want to leave.  I wanted to teach a dance class.  Cook a meal for the families.  Lead the kids in a theatre sports game.  The experience just solidified my affinity with the charity and I know I will be back shortly.  There is so much good that we can all do and when I visited the house in London, Ontario I realized what families with severely ill children might need.  You can always drop the following to your local RMH.  (There are 317 houses in 31 countries throughout the world and in 2011 , there were 513 families served worldwide.).

– Tupperware to transport leftovers to the hospital so parents don’t have to leave the bedside of their children
– Toys for Christmas and the holidays – often parents cannot get away to shop – even for siblings staying at the houses.
– A hot meal for the house (you can book a date, buy groceries and cook)
– Volunteer to teach a yoga class, fitness training, do a craft or share one of your talents.
– Drop off some treats or baked goods for families to enjoy between hospital visits (label the ingredients).
– And then there’s coffee… but now that McDonald’s has launched it’s McCafe Premium Roast take home coffee, the need will be much less great.

I was so happy to learn that McDonald’s supplies so much (besides the beds and positive atmosphere for families in need) to the houses.  Even suppliers and staff run frequent dinner-cooking nights.  Pretty cool.  And seriously?  After meeting the happy kids and being with the parents?  No better place on earth.  Unless you’re not a visitor.  As volunteers at the houses say “It’s the best place ever that you hope you never have to stay in.”

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Teaching Compassion Early May Lead To An Easier Time as a Teenager

FAM, kids By November 14, 2012 Tags: , , , , , , , , , , , , , , No Comments

What does compassion have to do with having an easier time as a teenager?  What can parents do to encourage and teach to our children to be more compassionate when there are so many other distractions and role models distracting them from learning these lessons?

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Free Flu Shots and Diabetes Checks

FAM, health By November 7, 2012 Tags: , , , , , No Comments

At this time of year we get a bit run down and our health can take a beating.  Here’s a chance for you to get Free Flu Shots and Diabetes Checks.  So convenient!  Shoppers Drug Mart Pharmacies in certain Canadian regions are offering free flu shots that you can book online.

The Canadian Diabetes Association is collaborating once again with Loblaw Companies Limited and its grocery stores and their in-store pharmacies across Canada to recognize Diabetes Awareness Month with special events and information sessions offered throughout the month of November.

Be well!

 

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Level The Field with Right To Play

charity, FAM By October 30, 2012 Tags: , , , , , , , 1 Comment

Liberia Health SoccerIt’s been a rough week.  My son is having a hard time with self-esteem and handling stress. He is lashing out and struggling and as his mother, I feel my heart breaking piece by piece.

But today is soccer day.  He was up, dressed and ready to get inspired by his coach and teammates.  He runs.  He plays.  He tells the kid who missed the pass that it’s ok.  Living in such a privileged community does not fix the growing pains that kids go through, but having abundant resources to help makes everything easier.  I have seen first-hand how sport and guidance help children thrive.

Liberia HealthI am honoured to be part of a new program with Right To Play called Level The Field.  The organization operates to create a healthier and safer world through the power of sport and play to help create a level field and equal opportunities for children everywhere.  Teamwork, cooperation and respect are explored in fun ways and community leaders act as coaches to change behaviours.  Right To Play’s innovative methodology is grounded in a deep understanding of social learning theory and child development needs.  Through sport and activities adapted from local traditional games, mental, physical and psycho-social well-being of the children improve.  (And I have a hunch that the parents feel pretty good as they watch their children play and laugh.)

Typically my writing is laced with wit and fluff.  But as I write today, tears are close.  I read about the children in Liberia and I think about my son’s behavior.  What do mothers feel when their children get sick because they haven’t learned that washing hands can prevent disease?  If my heart is breaking from watching my son suffer, what would it be like for parents living in disadvantaged areas of the world?  We all grow up with our own context and it is difficult to compare hardships, but I can’t help wanting to do everything in my power to help those moms smile as they watch their children thrive and grow.
Right To Play has given me the gift and opportunity to be able to help them raise awareness about the work they do every day, all over the world..  I have been partnered with Kaylyn Kyle, Vancouver Whitecaps soccer goddess and Olympic medalist.  Together, we promote how we can help level the field for children through play with a focus on how play can positively impact the health of those in Liberia.

Liberia Children Right To PlayLiberia is one of the poorest countries in the world with one of the highest incidences of malnutrition, infectious disease and other global health concerns. 85% of people live below the world poverty line*.   A massive civil war between 1989-2003 not only modeled violent combat for the children, but it created a lack of trust in people from other communities.  After Right To Play started working with local communities in Liberia in 2008, there are more organized sports and activities and people from various communities play together.  Children are less likely to reach for weapons and fists to settle conflicts.  And 183 local leaders and supervisors have been trained as positive role models.  People with disabilities are now included in play, and girls and boys are now playing together more often, in a country with a high incidence of sexual violence and a history of gender inequality.

Level The Field video

I’m embarrassed.  Not only did I not know about the work done by Right To Play, but I didn’t have a handle on how bad things are in disadvantaged countries around the world. Did you know that 26,000 children under the age of 5 die every day?  Infectious diseases such as HIV, measles and diarrheal disease are largely preventable.  I can’t stop shaking at the thought of the mothers watching their toddlers die.  We need to help. By voting for our program, or the program you feel most passionately about on Facebook, you can help us raise awareness about Right To Play’s work and also enter for a chance to accompany the team with the most votes on a visit to see a Right To Play program in-action. We need to lessen the number of broken hearts in this world.

Level The Field with Right To Play*Source: Charitywater.org

 

 

 

 

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