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The concept of love parenthood and a happy family. Mother and child daughter show heart from hands at sunset on beach

Mommy And Me Swimwear… What could be cuter?

style By June 28, 2017 Tags: , , , , , No Comments

Summer is finally here! And it’s most definitely our favorite season. My family spends a ton of time getting wet–whether via sprinkler, pool, pond, lake, or water park. We practically live in our bathing suits from the moment it hits 65 degrees until September. And I have to admit, I have a thing for cute bathing suits. Maybe more than a thing… an expensive obsession?!? Last year, my one-year-old daughter had about six bathing suits. And I’m a sucker for anything retro.

But this year, I’ve found a way to step it up. Not just adorable bathing suits… matching bathing suits! Enter Moderne Child Shoppe and their super stylish Mommy and Me swimwear line. They sent me a pair of swimsuits for my daughter and I to sample and we fell in love!

JenniferWeedonPalazzo

JenniferWeedonPalazzo

Jennifer Weedon Palazzo is the creator of MomCaveTV,com, an online network of comedy shows for moms including Slummy Mummy, Slacker Mom, Double Leche, Blabbermom, and MomCave LIVE. When she’s not writing about the funny side of being a mom for sites like Scary Mommy and Mamalode, Jennifer can be found eating Reese’s Cups while furiously bidding on vintage clothing on eBay. She splits her time between Manhattan and the Berkshires with her husband, Evan, bandleader of The Hot Sardines and their two kids. Follow her on Twitter @MomCaveTV and visit https://www.youtube.com/MomCave.

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Mother’s Day Gift Savings

Contests By May 6, 2015 Tags: , , , , , , , 88 Comments

Mothers Day Gift SavingsDisclosure: MOM DON’T READ THIS.

Retail Me Not. In Canada! Who knew? Typically Canadians have to schlep to the USA, hit the outlet malls and do lots of nail biting at customs.

Retail Me Not Canada

And that’s before we remember the US to Canadian dollar conversion rate is now so horrible we should have remained at home. Shopping online. In our PJs. Retail Me Not CouponsWe deserve some amazing deals north of the 49th parallel, and Retail Me Not is solving the conundrum. The Mother’s Day gift savings I found through the website have made both me and my mother smile!!!

Retail Me Not DealsI left Mother’s Day shopping (panic) to the last minute this year, yet I wanted a beautiful gift that didn’t break the bank. Retail Me Not highlights savings and coupons at a variety of different stores. Some savings are in coupon code form, and others that are featured simply direct you to the retailer. Many discounts are exclusive to Retail Me Not. It was a perfect jumping-off-point for my gift shopping.

Mothers Day Gift DealsSeeing an ‘up to 70% off’ offer for Amazon.ca, I clicked. I wondered how much money I could actually save. I am typically a practical gift giver but this year I wanted to send my Mom something personal. The Dyson vacuum she wants isn’t going to cut it. Gold is always in vogue, and she is a hoop earring person, so the first part was simple. Getting distracted in the jewelry section I found another little treat for her. Gold as well, a man-sized big watch was perfect. She never fiddles with delicate jewelry and this was certainly a statement piece.

Verdict: I spent $225.55 and SAVED $3,250.45. With no cross-border shopping. And my Mom is going to look like the goddess that she is.

Retail Me Not Amazon Mothers DaySigning up for a free trial of Amazon Prime gave me complimentary two-day shipping, and just like that, I was done. Well kindof. I hopped back over to Retail Me Not to see what other savings I could find!

Disclosure: This post was gernerously sponsored by Retail Me Not and now I’m a life-long customer. All opinions are my own.

Jill Amery

Jill Amery is a mom of 2 small boys and the Publisher of UrbanMommies, a stylish digital lifestyle magazine filled with fitness, style, health, recipes and savvy mom advice to help you through pregnancy, birth, and raising your kids.

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Interac Flash

grow, LIVE By April 22, 2015 Tags: , , , , , , , , , , , , , , , No Comments

Interac Flash

Money seems to go fly away these days faster than the speed of light. Remember when the ‘dollar store’ actually sold things for a dollar? And you could legitimately include limes in a $29 grocery purchase? (Sorry Gwyneth). It’s tough to make a living, to raise a family and to teach your kids about money. But it is even harder to explain the mysterious disappearance of hard-earned money. Many Canadians have fallen victim to electronic pickpocketing, skimming or huge retail data breaches that have seen bank accounts dwindle and necessitated thousands of hours of time invested in cleaning up the mess left by criminals.

I was always a traditional money girl, starting with a piggy bank and bank book followed by my first debit card. It’s PIN (cough) may still be the same. Afterwards came the ‘student’ credit card at university with the bonus of a bunch of free tupperware. Like all people, I have forgotten my wallet on top of phone booths (remember those?) and let my credit cards disappear into restaurant kitchens for a shade too long. As life got busier, I admit that I was not always the best (double cough) at checking statements or bank balances. Times may have changed with the inventions of the internet, chip and PIN technology and e-billing, but wouldn’t it be great if there were a superhero protecting us from fraud? There is. Now Interac has made our earnings even more safe.

Interac Fraud PreventionBank-issued Interac debit cards with chip technology (the ones that give you access to your millions stashed in your bank accounts) are now more secure than ever thanks to comprehensive fraud prevention tactics and the new introduction of Interac Flash. Unfortunately, I’m not talking about the Avengers, though I do think Interac should be given a place in the superhero hall of fame.  

“Interac Flash, the contactless payment functionality of Interac Debit, has all the benefits of Interac Debit but it allows you to pay for smaller purchases faster and easier.  When making a purchase for less than $100, you can choose to use the functionality by simply holding your card in front of a supporting reader at check out.” – Mark Sullivan, Head of Fraud Risk Programs, Interac Association and Acxsys Corporation

Knocking Out Skimming

Interac debit card fraud losses, as a result of skimming, are at a record low – decreasing 45 per cent to $16.2 million in 2014 from a previous low of $29.5 million in 2013. All ABMs and Interac debit cards have been converted to chip technology – and by the end of 2015, all point-of-sale (POS) terminals will be converted. To date, virtually all cards and ABMs have been converted and 96 per cent of POS terminals.

Not only that, but cardholders are protected from losses through Interac’s Zero Liability Policy.

Fighting Electronic Pickpocketing

And what about pickpockets? I remember playing the ‘Artful Dodger’ in the musical Oliver once. I was much more skilled as a dancer than I was at being a pickpocket, but that was years ago – before the era of electronic pickpocketing. Two out five Canadians (40 per cent) are concerned about electronic pickpocketing. But… when Canadians use Interac Flash, they are safeguarded against counterfeiting and transaction replay types of fraud, including electronic pickpocketing. As a contactless enhancement of Interac Debit, Flash protects cardholders with layers of security, including chip technology and spending limits. No single transaction can be more than $100 and total spend without a PIN can not exceed $200. Once a limit is reached, a cardholder must insert their Interac debit card and enter their PIN for verification, i.e., conduct a regular Interac Debit transaction.  The limits are then re-set.

Combatting Retail Data Breaches

Now that we’re talking about nailing criminals and spy stuff, I should discuss retail data breaches. Interac has that covered too.  With an Interac debit card, the number on the front is useless to criminals if they don’t have your PIN. Unlike credit cards and other debit card products, Interac rules do not allow the number on the front of the payment card to be used as an account number; it is only an identifier for Interac transactions. This means that any data captured or stolen through skimming or a breach is entirely useless to a criminal because it cannot be used to conduct transactions, online or in person. No personal financial information is ever shared or stored with retailers.

Just don’t forget your pin. And make sure it isn’t the same as the one you were given at age 8.

So what are the bad guys doing now? “Criminals are looking for large amounts of cash and highly fenceable goods, not a few coffees,” reinforced Sullivan. “Interac Flash is about speed and convenience for small value purchases but we know cardholders want security and that’s why it offers strong protections, including protection from criminals attempting electronic pickpocketing to a lost card where someone tries to fraudulently spend $100.”

No more digging in your purse or diaper bag to scrounge for enough change for a coffee. Scotiabank, RBC Royal Bank, and TD Canada Trust are the first financial institutions to offer the enhancement, along with Sunova, Conexus, Cambrian and Affinity Credit Unions.   Other Canadian financial institutions are also working to provide their customers with Interac Flash soon.

So maybe it’s time to worry a little less about fraud so you can focus on catching up with your other favourite superheroes.

Disclosure: This post was proudly sponsored by Interac. As always, the opinions shared here are mine, all mine.

Jill Amery

Jill Amery is a mom of 2 small boys and the Publisher of UrbanMommies, a stylish digital lifestyle magazine filled with fitness, style, health, recipes and savvy mom advice to help you through pregnancy, birth, and raising your kids.

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Holiday Shopping that Puts Money in Your Wallet

FAM, self By November 15, 2013 Tags: , , , , , , , , , , , , , , , , , , No Comments

125 Bonus Miles Amex Air MILESI have a holiday shopping goal: to stay inside and relax where it’s cozy while truly enjoying the holiday season.  Between parties, baking, school concerts and festivals with twinkling lights, there is more than enough to keep me busy without adding a dreaded layer of stress and pressure from {gasp} shopping.  I’m usually the one buying each present in a store, wrapping with a flourish and rushing to the post office to ship the gifts in time.  Not this year.   Shopping malls with limited parking, checkout lines and wading through snow carrying heavy bags isn’t my idea of fun.  Nor is being upsold by salespeople or succumbing to those impulse-buys at the register that stop my heart when the bills roll in. 

I work with technology.  I feel comfortable online.  I’m creative and most of all, I know the shops I like and trust.  So this year I’m in control.  The plan is to find gifts online, have them wrapped and sent directly from the store to family and friends in other cities.  Twenty minutes ordering products online, followed by  an hour spent by a roaring fire while playing chess and creating memories with the kids..  Seems like a smarter way to go.

Since becoming entranced with my Amex AIR MILES Credit Card, I discovered Airmilesshops.ca. Who knew?  Stores that I make a special trip downtown to visit are not only available online, but are also Amex AIR MILES Sponsors. Better yet, they offer promotions and the ability for me to accumulate twice the reward miles when I use my Amex AIR MILES Credit Card and AIR MILES Collector Card at these Sponsor locations.

Indigo, Apple Canada, Roots, Victoria’s Secret, Gap, Bose and eBay (to name only a few) are all front and centre on Airmilesshops.ca. Even Hotels.com is there – my family could get Amex FrontOfTheLine Nutcracker tickets and stay in a hotel afterwards!  Anyone else seeing a pattern of me avoiding driving and sitting in traffic?!

There’s a special section with stores that offer deals even sweeter than just collecting reward miles on your free AIR MILES Collector Card and combining them with extra miles that are rewarded with your American Express AIR MILES Credit Card.  (There are three different cards ranging from having no annual fee to the $299 Reserve card that gives you lots of extra benefits and protection.) – <link to first article explaining all of the differences.>

Right now, there is also an exclusive Amex AIR MILES offer incorporating Airmilesshops.ca that you won’t want to miss. Make a purchase at Airmilesshops.ca from November 12 – 19, 2013 with your Amex AIR MILES Card and earn 125 Bonus reward miles. Take a look here to learn more.

So, this holiday season,while you’re lounging in front of the fire in fleece pants, and giggling with your kids, you might just save enough time to make your holiday cards from scratch this year. (I’ll be expecting one.) Wink.

This post was sponsored by Amex Bank of Canada. The views and opinions expressed in this article, however, are purely my own.

 

Jill Amery

Jill Amery is a mom of 2 small boys and the Publisher of UrbanMommies, a stylish digital lifestyle magazine filled with fitness, style, health, recipes and savvy mom advice to help you through pregnancy, birth, and raising your kids.

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